taobot.io

The answer to this question could be a big economic essay, but essentially, money in your pocket is worth more than money in your agent account wallet, for a few reasons:

• you can spend it as you like
• you can earn interest
• the risk of total loss is smaller (in case an agent closes their business)
• there's nothing you can get with amounts < $20 in your agent wallet
• no risk of forgetting it exists

added: 6/26/2023